RociFi Lending Protocol Monthly Report: May

Hi RociFi Community

Here comes monthly update for RociFi’s capital-efficient lending protocol on ZkSync and Polygon.

Total ever on V2 (since 17.01.23), zkSync and Polygon combined

• Total loans: 1385 (80 on zkSync)
• Total loans, over-coll vs under-coll: 1292 / 93
• Total closed loans: 1257
• Total borrowed, over-coll vs under-coll (Polygon only): $113,042.70 vs $44,403.34
• Total fully repaid: 1242 (total repayment rate in loan count: 98.81%)
• Written off, not fully repaid: 15
• Total loss: $1,597.58
• Repaid late: 2
• Average loan size: $121.88
• Unique borrowers, total: 1008

Month of May

• Deposits: $71000 ($16109 on Polygon and 54891 on zkSync)
• Withdrawals: $4859 (Polygon)
• Borrowed: $34065 (Polygon)
• Repayments: $18427 (Polygon)

Current loan portfolio, zkSync and Polygon combined

• Total available liquidity in pools: $56151 ($42279.95 on zkSync)
• Total outstanding principal borrowed: $36115 ($12611.20 on zkSync)
• Combined TVL: $180000
• Current unsecured amount: $36.42 (0,1% of total borrowed)

RociFi — On-chain Scoring and Capital-Efficient Lending Protocol on Polygon